Skip to main content

All Resources

How Amount Scaled Its Lending Platform with a Secure, Multi-Tenant SaaS Strategy on AWS

Company

Amount

Industry

Financial Services

Services

SaaS

Amount modernized its SaaS lending platform on AWS with UTurn, improving scalability, reducing costs, and accelerating partner onboarding.

Key Benefits

50%

Reduced infrastructure management overhead by 50%

  • Faster onboarding
  • Improved efficiency
  • Enhanced security and compliance
  • Accelerated growth enablement
  • Successful business separation

Share To

To enable growth and independence from Avant, Amount partnered with UTurn Data Solutions to modernize its SaaS lending platform—building a secure, multi-tenant AWS environment that improved scalability, reduced costs, and accelerated onboarding for new banking partners.

The Challenge

As a fast-growing provider of cloud-based lending solutions, Amount needed to evolve its infrastructure to support business separation from Avant and enable scalable, secure multi-tenancy for new banking partners.

The existing single-account AWS architecture limited the company’s ability to attribute costs per customer, isolate workloads, and onboard new clients efficiently. As data volumes increased, legacy tools and processes struggled to meet reliability, performance, and compliance demands.

Key challenges included:

  • Lack of tenant isolation, creating difficulties in managing costs and enforcing security boundaries.
  • Limited scalability for onboarding new banking customers and financial partners.
  • Inability to properly segment workloads and environments within the existing architecture.
  • High infrastructure management overhead with limited automation and reuse of resources.
  • Need for a modernized platform to support long-term growth and regulatory compliance.

Amount required a secure, scalable, and automated SaaS framework that could support rapid provisioning of new customer environments while maintaining strict data separation and governance.

The Solution

Amount engaged UTurn Data Solutions to design and implement a modern multi-tenant SaaS architecture on AWS, transforming its platform to meet enterprise-grade security, scalability, and compliance standards.

UTurn led the modernization effort by introducing a multi-account AWS architecture that provided full tenant isolation and cost visibility—while leveraging infrastructure-as-code (IaC) automation to enable consistency and speed.

Key elements of the solution included:

  • AWS Organizations to manage multiple accounts and enforce guardrails for governance and billing.
  • AWS EKS for scalable, containerized workloads with reusable infrastructure components.
  • Amazon Aurora as a performant and secure relational database layer.
  • AWS Transit Gateway for network segmentation and secure connectivity between accounts.
  • AWS Config, GuardDuty, CloudTrail, and AWS SSO for compliance, threat detection, and access control.
  • Terraform automation for deploying standardized modules and replicable environments.
  • Data modernization efforts, including migration paths from Aurora and Postgres RDS into S3-based data lakes.
  • Adoption of frameworks that reduced manual DevOps overhead and streamlined infrastructure management.

By adopting this AWS-native, IaC-driven approach, UTurn helped Amount establish a resilient, compliant, and future-proof SaaS environment capable of scaling securely across banking clients.

Tech Stack:

AWS Organizations · AWS EKS · Amazon Aurora · AWS Transit Gateway · AWS Config · GuardDuty · CloudTrail · AWS SSO · Terraform · S3 · Postgres RDS

Measurable Results

Through modernization and automation, Amount achieved measurable improvements in scalability, security, and operational efficiency.

  • Faster onboarding: Reduced environment provisioning time from weeks to minutes through automation.
  • Improved efficiency: Reduced infrastructure management overhead by 50% via containerization and managed AWS services.
  • Enhanced security and compliance: Achieved proper tenant isolation, cost attribution, and continuous monitoring.
  • Accelerated growth enablement: Established a scalable platform supporting rapid onboarding of new financial institutions.
  • Successful business separation: Completed independence from Avant with a modernized, standalone AWS architecture.

This transformation positioned Amount for continued growth, enabling the company to expand its digital lending capabilities and better serve partner banks with speed, transparency, and trust.

Why UTurn

Amount chose UTurn for its proven AWS architecture expertise, deep understanding of SaaS enablement, and focus on measurable business outcomes.

UTurn’s collaborative and pragmatic approach delivered not just a technical migration—but a strategic foundation for innovation, empowering Amount to realize secure, scalable growth and continued leadership in digital lending.

Ready to modernize your SaaS platform for scalable growth? Partner with UTurn to build secure, AWS-powered architectures that turn complexity into clarity and enable long-term realization.